| 1. Foreign Current Account |
| Managing your money for optimum return |
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| Features: |
 Investment vehicle which enable customers to fix a certain amount over a specified period of time. |
| Fixed interest rate for duration of investment |
| Interest rate is graduated depending on the level of initial investment |
| Fixed duration of 1 month, 3 months, 6 months, 12 months |
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| Benefits: |
| Ability to earn high interest rate from otherwise idle money. |
| Customer has ability to fix the duration of the investment to meet his needs. |
| Ability to rollover upon maturity. |
| Can pledge the investment as collateral for loan or overdraft. |
| Customers can re-discount without necessarily affecting the contracted interest rate secured at the time of deposit. |
| Competitive high fixed tiered interest rates. |
| Low minimum deposit. |
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| Mode Of Operation : |
| Open to both account and non-account holders |
| Operated as tenured funds at specific rate |
| Customers must however meet KYC requirements |
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| 2. Call Deposit Account |
| Features: |
| Investment vehicle without a determined duration |
| Competitive interest rate depending on the amount deposited. |
| This interest rate is negotiable. |
| Amount in the account may be withdrawn on demand. |
| Can be linked to current account in such a way that any amounts in excess of a pre-determined limit are 'swept' into this account from the current account. |
| Standing instructions can ensure 'daily' sweeping. |
| Monthly/Quarterly statements. |
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| Benefits: |
